Urban poor initiative has been started by CmF after analyzing that predominantly, the focus of community-based microFinance has been rural poor only. Under this project, cash flow studies on households in urban slums were conducted in five districts i.e. Jaipur, Jodhpur, Kota, Udaipur and Bikaner. The studies revealed that urban poverty is a complex issue characterized by low savings, lack of formal credit facilities, vulnerability to risk and other social fragmentations. Since most of the people are employed in the informal sector, their exposure to risks regarding life and employment is too high. Keeping these points in mind, urban poor livelihood initiative has been proposed to start in the Jagatpura slum of Jaipur. The goal of the programme is to mitigate poverty through generation of livelihood opportunities and increased access to financial services.


The objectives of the initiative are:
 

	To create livelihood opportunities through provision of livelihood support services
	To increase benefits from existing entitlements
	To facilitate community based institution building
	To increase access to microFinance services like savings, credit , insurance and remittances

The strategy is to form strong community based institutions (of poor), impart vocational training, to strengthen their linkages with markets and financial institutions for savings and working capital.

Download Cash Flow studies